| Value | Category | Cases | |
|---|---|---|---|
| 1 | 1. LACK OF COLLATERAL | 17 | 
                                                                 
                                    
                                    13.9%
                                 
                                                             | 
                                                        
                    
| 2 | 2. NO SAVINGS / SHARES | 14 | 
                                                                 
                                    
                                    11.5%
                                 
                                                             | 
                                                        
                    
| 3 | 3. BAD CREDIT HISTORY | 5 | 
                                                                 
                                    
                                    4.1%
                                 
                                                             | 
                                                        
                    
| 4 | 4. ITEMS DIDNT QUALIFY FOR A LOAN | 6 | 
                                                                 
                                    
                                    4.9%
                                 
                                                             | 
                                                        
                    
| 5 | 5. LACK OF GUARANTORS | 4 | 
                                                                 
                                    
                                    3.3%
                                 
                                                             | 
                                                        
                    
| 6 | 6. DON'T KNOW | 63 | 
                                                                 
                                    
                                    51.6%
                                 
                                                             | 
                                                        
                    
| 7 | 7. OTHER (SPECIFY) | 13 | 
                                                                 
                                    
                                    10.7%
                                 
                                                             | 
                                                        
                    
| Sysmiss | 722 |