| Value | Category | Cases | |
|---|---|---|---|
| 1 | 1. BELIEVED IT WOULD BE REFUSED | 1 | 
                                                                 
                                    
                                    2.5%
                                 
                                                             | 
                                                        
                    
| 2 | 2. TOO EXPENSIVE | 5 | 
                                                                 
                                    
                                    12.5%
                                 
                                                             | 
                                                        
                    
| 3 | 3. TOO MUCH TROUBLE FOR WHAT IT WAS WORTH | 3 | 
                                                                 
                                    
                                    7.5%
                                 
                                                             | 
                                                        
                    
| 4 | 4. INADEQUATE COLLATERAL | 19 | 
                                                                 
                                    
                                    47.5%
                                 
                                                             | 
                                                        
                    
| 6 | 6. DO NOT LIKE TO BE IN DEBT | 8 | 
                                                                 
                                    
                                    20%
                                 
                                                             | 
                                                        
                    
| 7 | 7. DO NOT KNOW ANY LENDER | 3 | 
                                                                 
                                    
                                    7.5%
                                 
                                                             | 
                                                        
                    
| 8 | 8. OTHER (SPECIFY) | 1 | 
                                                                 
                                    
                                    2.5%
                                 
                                                             | 
                                                        
                    
| 9 | 9. BAD CREDIT | 0 | 
                                                                 
                                    
                                    0%
                                 
                                                             | 
                                                        
                    
| 10 | 10. STILL REPAYING OTHER LOAN | 0 | 
                                                                 
                                    
                                    0%
                                 
                                                             | 
                                                        
                    
| Sysmiss | 4241 |