| Value | Category | Cases | |
|---|---|---|---|
| AGAINST HIS RELIGION | 1 | 
                                                                 
                                    
                                    4.5%
                                 
                                                             | 
                                                        
                    |
| BANK NEEDED CURRENT ACCOUNT | 1 | 
                                                                 
                                    
                                    4.5%
                                 
                                                             | 
                                                        
                    |
| DID NOT KNOW HOW TO GO ABOUT IT | 1 | 
                                                                 
                                    
                                    4.5%
                                 
                                                             | 
                                                        
                    |
| DO NOT KNOW HOW TO START | 1 | 
                                                                 
                                    
                                    4.5%
                                 
                                                             | 
                                                        
                    |
| DO NOT KNOW THE PROCESS INVOLVED TO COLLECT LOAN | 2 | 
                                                                 
                                    
                                    9.1%
                                 
                                                             | 
                                                        
                    |
| HAVE NOT LOCATED RELIABLE SOURCE | 1 | 
                                                                 
                                    
                                    4.5%
                                 
                                                             | 
                                                        
                    |
| HAVING FINANCIAL ASSISTANCE FROM CHURCH MEMBERS | 1 | 
                                                                 
                                    
                                    4.5%
                                 
                                                             | 
                                                        
                    |
| HE IS NEW IN THE ASSOCIATION | 1 | 
                                                                 
                                    
                                    4.5%
                                 
                                                             | 
                                                        
                    |
| HIGH INTEREST RATE | 1 | 
                                                                 
                                    
                                    4.5%
                                 
                                                             | 
                                                        
                    |
| INFORMAL BORROWING FROM BROTHER | 1 | 
                                                                 
                                    
                                    4.5%
                                 
                                                             | 
                                                        
                    |
| INTEREST RATES ARE TOO HIGH | 1 | 
                                                                 
                                    
                                    4.5%
                                 
                                                             | 
                                                        
                    |
| PLANNING FOR HOW TO GET LOAN | 1 | 
                                                                 
                                    
                                    4.5%
                                 
                                                             | 
                                                        
                    |
| THE AMOUNT INVOLVED IS FROM 50,000 THE HOUSEHOLD BELIEVE THE AMOUNT IS TOO SMALL | 1 | 
                                                                 
                                    
                                    4.5%
                                 
                                                             | 
                                                        
                    |
| THE AMOUNT WAS CONSIDERED TO BE NOT ENOUGH | 1 | 
                                                                 
                                    
                                    4.5%
                                 
                                                             | 
                                                        
                    |
| THE BELIEVE THAT THE LOAN MIGHT NOT BE ENOUGH AND HE HASNT MADE ANY ATTEMPT | 1 | 
                                                                 
                                    
                                    4.5%
                                 
                                                             | 
                                                        
                    |
| THE PERSON THAT WAS INCHARGE IS NOT STRIAGHT FORWARD | 1 | 
                                                                 
                                    
                                    4.5%
                                 
                                                             | 
                                                        
                    |
| THE SOURCE OF INCOME, THAT IS THE SALARY IS NOT IS NOT REGULAR, SO WHO WILL BORROW YOU MONEY | 1 | 
                                                                 
                                    
                                    4.5%
                                 
                                                             | 
                                                        
                    |
| THEY ASKED BUT THEY WERE NOT GIVEN | 1 | 
                                                                 
                                    
                                    4.5%
                                 
                                                             | 
                                                        
                    |
| TO DO FARMING | 1 | 
                                                                 
                                    
                                    4.5%
                                 
                                                             | 
                                                        
                    |
| TO IMPROVE MY CROP FARMING | 1 | 
                                                                 
                                    
                                    4.5%
                                 
                                                             | 
                                                        
                    |
| TOO MUCH POLITICS INVOLVED | 1 | 
                                                                 
                                    
                                    4.5%
                                 
                                                             |